On Air

Captain Mulroy

Now the clocks have gone back, and UK households begin switching the heating on, it's estimated 7 million people are reliant on credit to pay their bills this winter.

In fact, as many as 15% of the adult population (8 million) readily admit they'll be forced to borrow to get by in the next six months. 

That's according to research by Creditspring with respondents in Northern Ireland (31%), London (17%), and the East Midlands (13%) the most likely to need to borrow.   

Despite a slight dip in inflation, the survey suggests (25%) of UK adults - over 13m people – have already been dipping into their savings each month just to make ends meet.

So much so, that one in five (18%) say they'll need a loan once their savings run out.

However, for many, savings are now classed as a luxury, with the ongoing cost of living crisis depleting this financial cushion for many households.

The reality is, that one in five (21%) of adults – almost 11m people – don't have any savings to fall back on at all!

Those more likely to have nothing to fall back on are based in London (20%), North East (18%) and Northern Ireland (17%). 

30% say they are terrified for their financial future and a third (33%) feel stuck believing there is nothing they can do to improve their financial situation.

In total, almost four in ten (38%) – or 20m people – say their financial future is unpredictable and they're uncertain about their future position in six months.

For more information, hints and tips you can access the Creditspring website at https://www.creditspring.co.uk/blog/martyn-james-energy-bill-tips and also listen back to Jason talking to Neil Kadagathur, Co-Founder and CEO of Creditspring and Martyn James a Consumer Champion on CVFM Breakfast.

In a world rife with conflicts and crises, there are moments when individuals and communities come together to stand up for a just cause. Such is the case with the Tees Valley Muslim Council, which is organizing a Peace March and Demonstration for Gaza, set to take place on Sunday, November 5th, at 2:00 pm. The gathering point for this significant event will be Centre Square, Albert Road, Middlesbrough, TS1 2QJ, with a pre-planned route provided in an attached image.

AS BREAST Cancer Awareness Month comes to a close, The Trinity Holistic Centre is supporting a bra recycling initiative to raise money for cancer research beyond October.

A FORMER brain tumour patient has praised the hospital teams that saved her life and enabled her to participate in the Great North Run  less than six months after her life-saving surgery. 

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